A VA Loan is a mortgage loan insured or guaranteed by the U.S. Department of Veterans Affairs and facilitated by private lenders. The VA Loan can be used to purchase or refinance a home. VA loans offer 100% financing along with no mortgage insurance! They are also offered in affordable 30,25,20,15 and 10 year terms. VA loans are available to eligible veterans.
To determine if you are eligible for the VA Loan you will need a copy of your Certificate Of Eligibility (COE) from the VA. Length of service, character of service and duty status all play a role in determining your eligibility for the VA Loan. Need help getting your COE, give us a call and we will be happy to help you out.
No Money Down: For starters, a VA loan is one of the only loan programs offered that allows you to finance 100% of your home’s value. That means no down payment of any kind if you are under the loan limits!
No Mortgage Insurance: A VA loan allows you to finance 100% of the homes value with the added bonus of no mortgage insurance. Making the VA Loan one of the only mortgage loans with this option.
Great Interest Rates: VA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.
Need a 620 score: We require a middle credit score of at least 620. If you are close, apply and we can help.
Affordable Terms: VA home loans also offers affordable 30,25,20,15 and 10 year terms. If you are a first time home buyer, or not, a VA loan is the perfect fit.
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